Our Core Business Solutions offer advanced and comprehensive systems designed to enhance core banking and financial operations. We provide innovative solutions that integrate seamlessly with your existing infrastructure, offering robust features to streamline processes and improve efficiency. With our expertise, we guide you through the selection and implementation of the top core business solutions, ensuring that you benefit from the latest advancements in technology and best practices in the industry.
Our new distributed microservices core banking solution supports flexible deployment, rapid growth, product innovation, and compatibility with various systems. It meets international standards with multi- language, currency, and time zone support
Our Islamic banking software is fully Shari'a-compliant, covering all requirements and aligning with specific regulations. It offers a robust, interest-free framework and comprehensive support for diverse Islamic finance need
Our solution automates profit calculation and distribution, with advanced analytics and dashboards for precise decision-making. It supports innovative pool structures, profit rates, and ensures Shariah- compliant customer satisfaction
Our loan origination solutions enhance efficiency for diverse lenders with advanced systems. They streamline applications, automate decisions, and ensure smooth operations, fostering long-term, loyal, and profitable relationships
Our Loan Accounting Solution manages diverse loan accounting entries, supporting internet platforms and personal loans. Its flexible framework offers comprehensive functions, ensuring future development for cooperative and proprietary loans
Our digital onboarding solutions ensure fast, frictionless account opening with high automation. Using STP, they capture data efficiently and route decisions to back-end systems, expediting onboarding and reducing costs
Our digital financial platform integrates customer acquisition, management, and support. It covers multi-scenario services like user, account, pricing, product, marketing, and payment. Scalable and adaptable, it supports flexible integration, including digital onboarding, catering to Pakistan's specific needs
Experience next-gen innovation with our compliant open banking APIs, future-proofing banks. Simplify and refine your customers' financial lives by integrating complex services into a single, user-friendly application with impactful insights
Our BaaS platform uses a service-oriented, componentized architecture for a competitive edge and innovation. It enables market expansion and differentiated financial solutions, delivering revenue growth and cost savings with our fast, scalable, and secure API
Our mobile financial services platform offers a seamless, secure omni-channel banking experience. It supports onboarding to transactions on preferred devices, enriching customer experience and boosting up-sell/cross-sell success. It reduces app deployment and maintenance costs, ensuring a fast launch of common features
Our virtual card issuance extends our prepaid card solution, allowing users to create virtual Visa debit cards for real-time online payments. Customers can generate and fund virtual cards with their desired amount
Our unified payments solution offers convenience and versatility by integrating multiple payment channels. It enables rapid deployment, flexible configuration, and easy maintenance. The platform supports a unified interface, integrating core systems, CNAPS, PBOC, UnionPay, NetUnion, Tonglian, and third-party payments
Our Buy Now Pay Later solution offers flexible payment options, seamless integration, and robust security. Enhance customer experience and drive sales with instant approvals and transparent installment plans, all within our Digital Banking Suite.
Our Digital Foreign Exchange solution is a fast, reliable platform for internet/mobile trading. It streamlines customer interactions, dealer hedging, and back-end functions. The STP system manages trade capture, real-time risk, and integrates with back-office systems
Our trade finance system manages products like Letters of Credit, Guarantees, and Documentary Bills. It handles transfers, maintenance, multi-currency entries, and integrates with SWIFT. The STP system automates applications and supports branch-based or centralized processing, including Islamic banking products
Our solution streamlines treasury operations, automating confirmation and settlement, and enhancing risk management. It integrates front and back offices on a unified platform, supporting treasury and forex management without complex system integration
Our cash management solutions enhance traditional bank services with comprehensive fund and group wealth management. They optimize processes, integrate capital, information, and logistics, reduce costs, increase returns, strengthen risk control, enhance customer value, and boost bank competitiveness
Our Investment TA Solution offers digital sales solutions for the investment industry, providing flexible and reliable digital investment products and services. It covers front-end customer acquisition, middle- end management, and back-end transactions for seamless digitalization of direct sales
The Branch Delivery System (BDS) is a front-end solution for bank branches, providing a centralized platform for customer relationship management and branch services. It supports customer and account servicing, efficient transaction handling, and vault and cash management
Implement interactive digital rewards programs that seamlessly fit a digital-native lifestyle. Boost client engagement, build loyalty, and create new revenue streams with innovative digital rewards and gamified banking experiences
With the rapid growth of Internet businesses, banks need a customer-centric pricing system and smart deposit system. Our solution features an improved business model, flexible account structure, and rich functions to meet evolving needs. Leveraging core banking expertise, we offer a comprehensive smart deposit system to support banking transformation and growth